Comparing Revolut vs N26: What Online Banking App Is Right for You?

When you need to manage your finances, an online banking app can be a great tool. Two of the most popular mobile banking apps on the market are Revolut and N26. Which one is right for you? It all comes down to what type of features and support you need when using a digital banking solution.

Both Revolut and N26 offer a range of modern banking functions. With Revolut, you can open a current account or a kid's pocket money account, as well as set up standing orders, direct debits and a variety of other services. It also allows customers to make unlimited money transfers abroad, without incurring any hidden fees or charges. N26 also offers a full range of banking services, such as an integrated budgeting tool, an overdraft facility and a savings goal feature.

Both apps are designed to be easy and intuitive to use. Revolut’s slick interface and vibrant colours make it appealing for younger audiences, whereas N26’s classic appearance is better for those who prefer a more traditional look. Customers can open both accounts quickly, hassle-free and without the typical paperwork associated with a traditional bank.

An important factor to consider when choosing a bank app is customer service. Revolut provides 24/7 customer support and a direct line to technical support staff. N26 provides global customer support seven days a week, with regional customer service in the UK open from Monday to Sunday.

In terms of security, both Revolut and N26 use the latest encryption and fraud prevention tools to protect customer data. They both have in-app fingerprint or PIN logins, as well as regular security reviews to keep financial information safe.

Overall, the decision comes down to what you’re looking for in a digital banking solution. If you like low Commission charges and a wide range of features, then Revolut might be the best choice for you. If you're looking for a more traditional look and feel, then N26 could be a better fit. It also offers a range of premium services that Revolut doesn’t, such as a built-in budgeting tool and a virtual debit card. Whichever you choose, both banking apps are secure and easy to use, so they will both serve you well in the world of digital banking.