When comparing the American Express Platinum Card and American Express Blue Card, there are several factors to consider. Both cards come with great rewards and benefits, but what makes them different from each other?
The most obvious difference between the two cards is the annual fee. The American Express Platinum card has an annual fee of $550, which is significantly higher than the American Express Blue Card’s annual fee of $95. The fees can be offset by the benefits the cards offer, but even if you take advantage of these benefits, the fee for the Platinum Card is still higher.
The rewards and benefits offered by both cards are also quite different. The American Express Platinum Card offers 5x points on airfare and hotel stays, up to $200 in statement credits for airline fees, and access to an expansive travel network. On the other hand, the American Express Blue Card offers 1.5x points on all purchases, no foreign transaction fees, and cell phone protection.
The American Express Platinum Card also offers various other benefits such as access to their Centurion Lounge program, complimentary rewards upgrades, and exclusive dining experiences. As for the American Express Blue Card, it provides access to American Express Entertainment experiences.
When it comes to which card is right for you, it really depends on how much value you can get out of the rewards and benefits that each card offers. If you travel frequently, the higher annual fee may be worth it for the added benefits of the American Express Platinum Card. On the other hand, if you don’t travel often and want a more affordable option, then the American Express Blue Card is a great choice. No matter which card you choose, you’ll be sure to receive impressive rewards and benefits.